100% Financing


Hal Bradosti

Mortgage Loan Originator
NMLS# 2226225

Call or Text: (703) 843-3969

Email: info@hbradosti.com

Book An Appointment

100% Financing Program Highlights:

  • For primary home only
  • 96.5% financing
  • 3.5% Down Payment Assistance (DPA)
  • 0% down
  • DPA completely forgivable grant after 5 years
  • 640 min FICO needed
  • Available for purchase only
  • Up to 6% seller contribution allowed
  • GIFT fund allowed
  • Follows standard FHA credit guides
  • 30-year fixed rate
  • W2 & self-employed


DPA (Down Payment Assistance) program.

We can provide down payment assistance (DPA) to a wide range of eligible borrowers, including eligible first-time homebuyers, borrowers whose income is equal to or less than 140% of median area income, or those who make a difference in people’s lives.

DPA program provide a unique set of benefits, including:

  • Assistance in the form of a grant equal to either 2% or 3.5% of an eligible FHA home purchase
  • May be combined with up to 6% seller concession for closing costs
  • Can be used in conjunction with many FHA Renovation products
  • May help hometown heroes buy a home within the community in which they work
  • No second lien on the property
  • No repayment required on DPA

Even if you don’t qualify for DPA, you may qualify with as little as 3.5% to 5% down. Please reach out today and I will go above and beyond to get you a loan.

There’s no cost and no obligation to you except 15 minutes of your time! What are you waiting for?

You can book an appointment or fill out the below form and I will call you to discuss the program further.