DSCR/Rental loan


Hal Bradosti

Mortgage Loan Originator
NMLS# 2226225

Call or Text: (703) 843-3969

Email: info@hbradosti.com

Book An Appointment

For Rehab Properties, CLICK HERE
What is DSCR Loan?

DSCR, aka rental/investment (residential 1-4 units) loan, is for those who look for financing an investment property using rental income instead of personal income. 

Borrowers’ Eligibility:

  • Must own a home
  • Down payment starts at 20% (Airbnb 25%)
  • Cash-out Refi starts at 75% LTV
  • FICO starts at 640
Income Documentation:
  • Need 6 months PITIA reserve
  • No tax return, no W2s needed
  • No Income documentation needed
  • Using estimated rental income

Where and who can buy?

  • House in your neighborhood
  • Vacation home
  • First Time Investor – OK
  • Close in LLC
  • DSCR Loan is for anyone who wants to own rental properties.
  • This is ideal for Buy and Hold rental properties. This is not for Fix & Flip.
  • For Rehab Properties, CLICK HERE

*For further detail, please email me at

info@hbradosti.com or call/txt me at

(703) 843-3969