For Commercial Properties (5 units or more), CLICK HERE
What is DSCR Loan?
DSCR, aka rental/investment (residential 1-4 units) loan, is for those who look for financing an investment property using rental income instead of personal income. For more details, call/txt (402) 432-3440 or (703) 825-8401
Borrowers’ Eligibility:
- Must own a home
- Down payment starts at 20%
- Cash-out Refi starts at 75% LTV
- FICO starts at 640
Income Documentation:
- Need 6 months PITIA reserve
- No tax return, no W2s needed
- No Income documentation needed
- Using estimated rental income
Where and who can buy?
- House in your neighborhood
- Vacation home
- First Time Investor – OK
- Close in LLC
- DSCR Loan is for anyone who wants to own rental properties.
- This is ideal for Buy and Hold rental properties. This is NOT a good program for Fix & Flip
*For further detail, please email me at
info@hbradosti.com or call/txt me at
(402) 432-3440/ (703) 825-8401
For Commercial Properties (5 units or more), CLICK HERE