No Income Loan

Hal Bradosti

Mortgage Loan Originator
NMLS# 2226225

Call or Text: (703) 843-3969

Email: info@hbradosti.com

Book An Appointment

No Income / No Employment for Primary Residence – 
Owner-Occupied Loan

Credit underwritten based on LTV, FICO and Liquidity (Reserve).

Program Highlights:

  • Primary residence & second homes
  • Needs 25% down for 680 and above mid FICO score
  • Credit underwritten based on LTV, FICO, and Liquidity
  • Income documentation not required
  • Employment not required
  • Debt-to-Income (DTI) not calculated
  • Asset seasoning 30 Days
  • Loan amounts up to $3 Million
  • FICO beginning at 680
  • Reserves starts from 9 months
  • For cash-out refi, max 70% LTV, no reserve needed
  • 100% gift fund allowed
  • up to 6% seller contribution allowed
 

*For further detail, please email me info@hbradosti.com

or call/text (703) 843-3969