A mortgage is an agreement between lender and you. The lender allows you to borrow money to purchase or refinance your home. Under this agreement, if you fail to repay the money you borrowed to purchase or refinance your house, the lender the legal right to repossess your property. Mortgage is a loan and it’s a term used for borrowing money for real estates. Most people get Home Mortgage because they don’t have the full amount in cash. To qualify for Home Mortgage, you have to meet certain requirements set by the lender such as credit score, Debt To Income (DTI) Ratio, and of course reliable income. In other words, a Mortgage is a loan but a secured loan and secured by your property. If you want to find out whether you qualify for a Home Mortgage, Call me at 402 432-3440 or Click Here to fill out a simple form.