Purchasing a home is probably one of the biggest decisions most of us have to make in our life. If you are planning to stay in your current city for more than 5 years, it makes sense thinking about buying a home if you can afford the monthly mortgage payment. affordability is a major question you need to ask yourself. Your monthly income mainly decides how much you can afford in monthly mortgage payment. Beside Income, your credit score, down payment, monthly expenses and interest rate are all play a major role in the process of getting a home mortgage loan. Once you decided to buy a home, first thing you need to find out is how much can you afford and I’m here to help you with that. By filling out a basic form (Click Here), you will get an idea how much you can afford in monthly mortgage. if you like to get an estimate of how much you can afford, Click Here .