Loan Programs

Here’s the list of major mortgage programs we offer:

For more detail, please click on the link.

• Buy Before You Sell (BBYS)
• HELOC
• FHA – 3.5% down with the FICO of 580 
• FHA – Renovation 3.5% down with the FICO of 620
• FHA – 10% down with the FICO of 550 
• FHA – 100% financing with the FICO of 640
• VA – 100% financing with the FICO of 580 
• USDA – Rural area – 100% financing with the FICO of 620
• Conventional – 3% down with the FICO of 620 
• Investment – 20% down using estimated rental income instead of tax return
• Rehab – Fix & Flip. Short-Term Financing

• Self-employed/1099 – Using last 12 months of bank statements instead of tax return.
• 1099 – Using 50% of the last 2 years of gross income or last 12 months of bank statements.
• No Income Loan – 25% down with the Mid FICO of 680 an above 
• ITIN – For non-U.S. citizens and non-permanent residence.
• EXPAT – Designed for professionals entering the U.S. with a valid work authorization 
• Foreign National – For Non-Owner Occupied only
• GIFT funds are allowed for most programs
• Seller help is allowed – Can be used for  3-2-1 buydown
• We have many more!

Please reach out if have any questions

Call or Text: (703) 843-3969

Email: info@hbradosti.com